Last updated: December 2025
Welcome to PLUS REFERENCE (“we,” “our,” “us”).
By accessing or using our website, digital platforms, content, and services (collectively, the “Services”), you agree to comply with and be bound by the following Terms & Conditions (“Terms”). If you do not agree with these Terms, please do not use our Services.
1. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not violate any applicable laws, regulations, or the rights of others.
You must not:
Use the website for fraudulent or misleading activities
Attempt to gain unauthorized access to our systems
Disrupt or interfere with the security or performance of the website
Copy, scrape, or reproduce content without permission
2. Intellectual Property Rights
All content published on this website—including but not limited to text, articles, graphics, logos, videos, designs, and trademarks—is the exclusive property of PLUS REFERENCE or its licensors.
You may not:
Reproduce, distribute, or modify any content without prior written consent
Use our brand assets or content for commercial purposes without authorization
Personal, non-commercial use is permitted provided proper attribution is maintained.
3. Content & Information Disclaimer
All content provided on this website is for informational and educational purposes only.
We do not guarantee:
The accuracy, completeness, or timeliness of information
That content represents professional, legal, financial, or investment advice
You acknowledge that any decisions you make based on the content are made at your own risk.
4. User Contributions
If you submit comments, feedback, articles, or any other content (“User Content”), you grant us a non-exclusive, royalty-free, worldwide license to use, publish, modify, and distribute such content.
You confirm that:
You own or have rights to the content you submit
Your content does not infringe on third-party rights or laws
We reserve the right to remove any user content at our discretion.
5. Third-Party Links
Our website may include links to third-party websites or services.
We are not responsible for:
The content, accuracy, or practices of third-party websites
Any damages or losses caused by third-party platforms
Accessing third-party links is at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, PLUS REFERENCE shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
Use or inability to use the website
Reliance on information published on the website
Errors, interruptions, or security breaches
7. Indemnification
You agree to indemnify and hold harmless PLUS REFERENCE , its directors, employees, and partners from any claims, damages, liabilities, or expenses arising from:
Your use of the website
Violation of these Terms
Infringement of any third-party rights
8. Termination
We reserve the right to suspend or terminate access to the website or Services at any time, without prior notice, if we believe these Terms have been violated.
9. Privacy Policy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
10. Changes to These Terms
We may update these Terms at any time.
Any changes will be effective immediately upon posting on this page. Continued use of the website constitutes acceptance of the updated Terms.
11. Governing Law
These Terms shall be governed and interpreted in accordance with the laws of [Applicable Jurisdiction / Country], without regard to conflict of law principles.
12. Contact Information
If you have any questions about these Terms & Conditions, please contact us at:
Email: [contact@plusreference.com]
Company: PLUS REFERENCE
